Can I Use My FSA or HSA for Eye Care? Yes — And Here’s How to Maximize Your Benefits
If you have a Flexible Spending Account (FSA) or Health Savings Account (HSA), you may be wondering what exactly you can use those funds for. The good news? Eye care is one of the most FSA/HSA-friendly healthcare categories, and you might be surprised by how much is eligible — including many things your vision insurance doesn’t cover.
At Progressive Eye Care in South Jordan, Utah, we help patients from Herriman, Riverton, West Jordan, Draper, Sandy, and the entire Salt Lake Valley make the most of their benefits every year. Here’s what you need to know to ensure you never leave valuable dollars unused.
What Eye Care Expenses Are FSA/HSA Eligible?
You can use your FSA or HSA for most medically necessary eye care, including:
✅ Comprehensive Eye Exams
Eye exams—whether routine or medical—are eligible and an excellent use of your benefits.
✅ Prescription Eyeglasses
Including:
Single-vision lenses
High-quality digital single vision (Sequel by Norton, etc.)
Personalized digital progressives
Bifocals
Computer and task-specific glasses
Frames + lenses = fully eligible, even if you purchase multiple pairs.
✅ Prescription Sunglasses
Polarized, fashion-forward, and specialty sunwear all qualify, as long as they have your prescription.
✅ Contact Lenses & Supplies
Daily, monthly, toric, multifocal, and specialty designs
Solutions, cleaners, and rewetting drops
✅ Ortho-K (Orthokeratology)
FSA/HSA funds can be used for:
The fitting
Lenses
Follow-up care
✅ Myopia Control Treatments
Families often use their tax-free dollars for:
Stellest® lenses
Orthokeratology
Multifocal contacts
Atropine therapy
✅ Medical Eye Care Visits
Including treatment for:
Dry eye
Allergies
Eye infections
Injuries
Glaucoma
Diabetes-related eye exams
✅ Certain Vision Procedures
Many patients also use FSA/HSA dollars toward qualified procedures, including:
LASIK
Corneal crosslinking (for keratoconus and corneal ectasia)
These higher-cost services are often excellent uses of tax-advantaged money.
Important Reminder: Know Your Own Plan
FSA and HSA rules can vary from employer to employer and bank to bank.
It is ultimately your responsibility to understand your plan’s rules, deadlines, and eligible expenses.
Our team can help guide you, but we can’t check or guarantee your coverage. When in doubt, log in to your benefits portal or call your plan administrator for clarification.
“Use It or Lose It”—Why Acting Before December Matters
If you have an FSA, unused funds may expire at the end of your plan year.
(Some plans offer a small rollover or grace period — but not all.)
Even if you have an HSA—which does roll over—many patients still prefer to use funds strategically before year-end.
If you’ve been putting off:
Getting updated glasses
Ordering backup glasses or contacts
Treating dry eye
Starting Ortho-K or Stellest® for your child
Upgrading to computer or office lenses
Scheduling a LASIK or crosslinking consultation
Now is the perfect time.
Why Choose Progressive Eye Care?
Our doctors — Dr. Jeff Broadhead, OD, Dr. Michael Hope, OD, Dr. Michael Chism, OD, and Dr. Ana Schroeder, OD — provide advanced, comprehensive eye care with premium eyewear and state-of-the-art technology.
We offer:
Personalized optical guidance
High-end digital lenses for exceptional clarity
Neurolens for headaches and digital strain
Tear Restoration Therapy for dry eye
Ortho-K and Stellest® for myopia control
Management of glaucoma, diabetes, and other medical eye conditions
Transparent pricing with no surprises
Your vision needs are unique — and your benefits should work for you.
Ready to Use Your Benefits Before They Expire?
Appointments fill fast near the end of the year.
👉 Call us today at 801-676-2020
👉 Or schedule online 24/7 at www.progressive-eyecare.net
FSA and HSA dollars are your money — let’s help you use them wisely to protect and improve your vision.
